Syllabus

English

• Reading Comprehension
• Cloze Test
• Error Spotting
• Double Fillers
• Sentence Rearrangement
• Vocabulary Based Questions

Professional Knowledge Credit Officer Syllabus

1. Working Capital Management

• Introduction
• Need for working capital
• Cash cycle
• Management strategies for working capital

2. Ratio analysis

• Liquidity ratio
• Turnover ratio
• Profitability ratio
• Solvency ratio

3. Time value of money

• The Future Value of a Single Cash Flow
• The Future Value of a Series of Cash Flows
• The Present Value of a Single Cash Flow
• The Present Value of a Series of Cash Flows

4. Capital budgeting

• Discounted Payback Period
• Payback Period
• Internal Rate of Return (IRR)
• Average Accounting Rate of Return (ARR)
• Net Present Value
• Profitability Index (PI)
• Investment Decision Criteria

5. RBI and the Foreign Exchange Market

• Role of Reserve Bank of India (RBI) in forex management.
• Latest RBI circulars

6. Risk Management

• Concept of Risk
• Risk Management Process
• Determination of Business Objectives
• Identification of Risks
• Measurement of Risk

7. Short-term Financing

• Working Capital Concepts
• Working Capital Issues
• Working Capital Cycle
• Aggressive and Conservative Approach
• Sources of Short-Term Financing

8. Long-Term Financing

• Considerations of Issuers and Investors
• Sources of Long-term Finance
• Merits and Demerits of:
  • Retained Earnings
  • Equity Capital
  • Preference Capital
  • Debenture Capital
  • Term Loans

9. Money Markets

• Money Market
• Money Market Instruments
  • Coupon Bearing Instruments
  • Discount Instruments
• Risks involved in Money Market

10. Capital Markets

• Capital Markets
• Process, types of securities and parties involved
• Types of bonds
• Bond valuations
• Debt and Equity

11. Portfolio Management

• Portfolio Risk and Return
• Capital Allocation
• Optimal Portfolio
• Modern Portfolio Theory
• Performance Measurement

12. Yield Curve Analysis

• Concept of Yield Curve and its Types
• Yield to Maturity concept
• Types of Interest Rates and their Computation
• Yield Interpolation

13. Duration

• Concept of Duration and Modified Duration
• Macaulay duration
• Effection duration
• Computation of Duration for different types of bonds
• Relationship between duration, yield, coupon and maturity
• Duration of a Portfolio

14. Convexity

• Concept of Convexity and its Properties
• Convexity of a Portfolio
• Impact of a price change on convexity
• Positive and Negative Convexity

15. Interest Rate Options

• Interest Rate Options
• Over-the-Counter Options, Calls and Puts on LIBOR Caps, Floors and Collars

16. Interest Rate Swaps

• Interest Rate Swaps
• Basic Structure
• Price Quoting Conventions
• Pricing & Valuing Interest Rate Swaps
• Variants of Interest Rate Swap
• Swaption

General Awareness with Special Reference to Banking Industry

• Banking Reforms
• Regulatory Bodies in India- NABARD, SEBI etc.
• International Banking
• Latest circulars of RBI and SEBI
• Latest Updates in Financial & Capital Markets
• Financial Terms
• Banking Terms
• Latest Acts related to Banking
• Priority Sector Lending
• NPA – latest news
• SARFAESI Act
• RBI Monetary Policy
• Capital & Money Market Instrument
• Commercial Banks, NBFCs, HFC – Latest news
• Mergers and Acquisitions in Banking Companies
• Credit Rating and Agencies
• Payment Options- NEFT, RTGS, Bharat Bill payment etc.
• Complete List of Obituaries 2020
• Recently Appointed Brand Ambassadors List
• Monthly GK Digests
• Ministry of Cabinet Ministers
• Renamed Govt. Schemes, Cities, Airports & Railway Stations
• Indian Financial System
• Financial market instruments
• International reports and indices
• Important committees
• Foreign investment and trade
• Growth numbers by various organization
• Union budget
• Latest mergers and MOUs of banks and financial institutions
• Heads of various financial organizations
• Mutual Funds
• Basel Norms
• Regulatory organizations: SEBI/NABARD/RBI
• Joint Military Exercises of India
• List of Summits and Conferences
• India’s Rankings in Different Indices
• List of Appointments in 2020
• List of Important Days With Themes
• List of MoUs signed by India in 2020
• Upcoming Sports Event From 2017-2023
• List of Sports Events & Winners – 2020
• Awards and Honours 2020

PROFESSIONAL KNOWLEDGE QUESTION BANK : 3000 Set

10 FULL LENGTH MOCK TEST

VALIDITY: 8 MONTHS