Syllabus
English
- Reading Comprehension
- Cloze Test
- Error Spotting
- Double Fillers
- Sentence Rearrangement
- Vocabulary Based Questions
Professional Knowledge Credit Officer Syllabus
1. Working Capital Management
- Introduction
- Need for working capital
- Cash cycle
- Management strategies for working capital
2. Ratio analysis
- Liquidity ratio
- Turnover ratio
- Profitability ratio
- Solvency ratio
3. Time value of money
- The Future Value of a Single Cash Flow
- The Future Value of a Series of Cash Flows
- The Present Value of a Single Cash Flow
- The Present Value of a Series of Cash Flows
4. Capital budgeting
- Discounted Payback Period
- Payback Period
- Internal Rate of Return (IRR)
- Average Accounting Rate of Return (ARR)
- Net Present Value
- Profitability Index (PI)
- Investment Decision Criteria
5. RBI and the Foreign Exchange Market
- Role of Reserve Bank of India (RBI) in forex management.
- Latest RBI circulars
6. Risk Management
- Concept of Risk
- Risk Management Process
- Determination of Business Objectives
- Identification of Risks
- Measurement of Risk
7. Short-term Financing
- Working Capital Concepts
- Working Capital Issues
- Working Capital Cycle
- Aggressive and Conservative Approach
- Sources of Short-Term Financing
8. Long-Term Financing
- Considerations of Issuers and Investors
- Sources of Long-term Finance
- Merits and Demerits of:
- Retained Earnings
- Equity Capital
- Preference Capital
- Debenture Capital
- Term Loans
9. Money Markets
- Money Market
- Money Market Instruments
- Coupon Bearing Instruments
- Discount Instruments
- Risks involved in Money Market
10. Capital Markets
- Capital Markets
- Process, types of securities and parties involved
- Types of bonds
- Bond valuations
- Debt and Equity
11. Portfolio Management
- Portfolio Risk and Return
- Capital Allocation
- Optimal Portfolio
- Modern Portfolio Theory
- Performance Measurement
12. Yield Curve Analysis
- Concept of Yield Curve and its Types
- Yield to Maturity concept
- Types of Interest Rates and their Computation
- Yield Interpolation
13. Duration
- Concept of Duration and Modified Duration
- Macaulay duration
- Effection duration
- Computation of Duration for different types of bonds
- Relationship between duration, yield, coupon and maturity
- Duration of a Portfolio
14. Convexity
- Concept of Convexity and its Properties
- Convexity of a Portfolio
- Impact of a price change on convexity
- Positive and Negative Convexity
15. Interest Rate Options
- Interest Rate Options
- Over-the-Counter Options, Calls and Puts on LIBOR Caps, Floors and Collars
16. Interest Rate Swaps
- Interest Rate Swaps
- Basic Structure
- Price Quoting Conventions
- Pricing & Valuing Interest Rate Swaps
- Variants of Interest Rate Swap
- Swaption
General Awareness with Special Reference to Banking Industry
- Banking Reforms
- Regulatory Bodies in India- NABARD, SEBI etc.
- International Banking
- Latest circulars of RBI and SEBI
- Latest Updates in Financial & Capital Markets
- Financial Terms
- Banking Terms
- Latest Acts related to Banking
- Priority Sector Lending
- NPA – latest news
- SARFAESI Act
- RBI Monetary Policy
- Capital & Money Market Instrument
- Commercial Banks, NBFCs, HFC – Latest news
- Mergers and Acquisitions in Banking Companies
- Credit Rating and Agencies
- Payment Options- NEFT, RTGS, Bharat Bill payment etc.
- Complete List of Obituaries 2020
- Recently Appointed Brand Ambassadors List
- Monthly GK Digests
- Ministry of Cabinet Ministers
- Renamed Govt. Schemes, Cities, Airports & Railway Stations
- Indian Financial System
- Financial market instruments
- International reports and indices
- Important committees
- Foreign investment and trade
- Growth numbers by various organization
- Union budget
- Latest mergers and MOUs of banks and financial institutions
- Heads of various financial organizations
- Mutual Funds
- Basel Norms
- Regulatory organizations: SEBI/NABARD/RBI
- Joint Military Exercises of India
- List of Summits and Conferences
- India’s Rankings in Different Indices
- List of Appointments in 2020
- List of Important Days With Themes
- List of MoUs signed by India in 2020
- Upcoming Sports Event From 2017-2023
- List of Sports Events & Winners – 2020
- Awards and Honours 2020
PROFESSIONAL KNOWLEDGE QUESTION BANK : 3000 Set
10 FULL LENGTH MOCK TEST
VALIDITY: 8 MONTHS