Which of the following is not a business component of CBS ?
a. Government business modules
b. Deposits, loans, bills, remittance
c. Follow up to the customer
d. Trade Finance

Ans – c
………………………………………

Which of the following is NOT a primary purpose of an Uninterruptible Power Supply (UPS)?
a. To provide backup power during an outage
b. To protect equipment from power surges and spikes
c. To reduce the electricity consumption of equipment
d. To ensure a stable and reliable supply of electricity

Ans – c
……………………………………………

UTR number of NEFT transactions is …… characters long and UTR number of RTGS transactions is …… characters long

a. 12, 20
b. 20, 14
c. 16, 22
d. 22, 16

Ans – c
………………………………………
Which organization operates the e-RUPI digital payment system in India?

a. Reserve Bank of India (RBI)
b. National Payments Corporation of India (NPCI)
c. Securities and Exchange Board of India (SEBI)
d. Ministry of Finance

Ans – b
……………………………………………
What type of account can a person who will reside for only 4 months open for a research paper?

a. NRE account
b. NRO account
c. NRE Rupee account
d. Savings account

Ans – b
……………………………………………

Which of the following is a guideline for NBFC-MFI in determining their interest rates according to RBI regulations?

a. Maximum difference between the rate to the borrower and the cost of funds is 10% for large MFIs (portfolio exceeding 100 crore)
b. Maximum difference between the rate to the borrower and the cost of funds is 12% for others
c. The average base rate of the five largest commercial banks by assets (to be advised by RBI on quarterly basis) multiplied by 2.75
d. All of the above

Ans – d
……………………………………………

What is the significance of Section 131 of the NI Act?
a. It outlines the procedure for filing a complaint in case of a dishonored cheque
b. It lays out the punishment for individuals found guilty of cheque bouncing
c. It provides guidelines for banks to follow when processing cheques
d. It specifies the jurisdiction where cases related to cheque bouncing can be filed

Ans – d
……………………………………………
RTGS operates in which mode?

a. Batch
b. Intermittent
c. Immediate
d. All of the above

Ans – c
……………………………………………
Who is not allowed to open a locker in a bank?

a. Company
b. Partnership
c. Minor
d. Illiterate

Ans – c
……………………………………………

A customer has a credit balance of 1 lakh in his account. A garnish order has been received for an amount of 65,000. There is also a cheque of Rs. 45000/- due for clearance. What would be the balance in the account and should the cheque be cleared?

a. Balance of 1,00,000, cheque should be deared
b. Balance of 35,000, cheque should not be cleared
c. Balance of 1 lakh, cheque should be cleared
d. Balance of I lath, cheque should not be cleared

Ans – b
……………………………………………

What is the difference between a router and a hub?

a. A hub is used to connect multiple devices in a network, while a router is used to connect different networks
b. A router is used to connect multiple devices in a network, white a hub is used to connect different networks
c. A hub sends data packets to all connected devices while a router forwards data packets to their intended destination
d. A router sends data packets to all connected devices, while a hub forwards data packets to their intended destination

Ans – c

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